Although all of the information in your client’s credit report seems fairly straightforward,
the reality is that 70% of credit reports contain substantive errors. The inaccurate
reporting of one...or all three...of the nation’s credit bureaus may hamper potential
homebuyers’ ability to receive a home loan.
ScoreCorrect is different from traditional "Credit Repair" agencies who simply challenge
all the derogatory trade lines on a credit report. At ScoreCorrect, we examine all
aspects of an individual's credit report and look to obtain accurate, increased
scores through:
- Correction of coding errors
- Addition of positive credit information not reported to one or all of the Credit Bureaus
- Removing incomplete or unverifiable, inaccurate information
- Optimized distribution of existing debt
- Education of the Client
For loan officers, these errors can result in non-qualification, the inability to
get favorable interest rates, and more work for you, the loan originator, to successfully
close the deal.
This is where ScoreCorrect can help. By referring your clients to ScoreCorrect,
we can help resolve discrepancies in their credit reports, ultimately raising their
credit scores, and giving you a client that qualifies more easily for a smooth closing.